Business Funding Services

Our Products

Business Directed Retirement Account (BDRA)

Business Directed Retirement Account (BDRA)

Do you have a 401(k) or IRA you’d like to leverage for your business without incurring early withdrawal penalties or taxes?

Our Business Directed Retirement Account (BDRA) program empowers you to access your retirement funds to invest in your new or existing business. This isn’t a loan or investment product—it’s a strategic way to utilize your assets for growth while maintaining tax advantages. At Business Credit Funds, we not only help you free up these funds but also provide ongoing corporate management support and consultation for up to five years as part of the BDRA package. Unlock the potential of your retirement savings and fuel your entrepreneurial journey today.

Business Credit Card Program

At Business Credit Funds, we understand that access to capital is crucial for the growth and success of any business. That’s why our Business Credit Card Program is designed to help entrepreneurs secure $30,000 to $200,000 in funding through multiple business credit cards. Whether you’re covering startup costs, managing cash flow during slower seasons, or scaling your operations, our program provides the financial flexibility you need—without impacting your personal credit. Our expert team navigates the complex credit landscape to maximize your approval odds, ensuring you have the resources to build and grow your business with confidence. We’ve helped countless business owners turn their visions into reality using this strategic funding solution.

Product Benefits

  • Introductory Rates with 0% Interest – Save money on interest payments during the initial period.

  • Maximized Funding – We’ll get you 3 to 5 times more than you could on your own

  • Fast Access to Capital – Receive funds in as little as 2 weeks.

  • Cash Access – Easily access cash from the cards when needed.

  • Builds True Business Credit – Establish and strengthen your business credit profile.

  • Perfect for Startups and Established Businesses Alike – Flexible funding for businesses at any stage.

THE MOST ACCESSIBLE FORM OF FUNDING

‘Corporate Credit Cards benefit all types of businesses: from start-ups to companies with years of revenue under their belt. This form of financing can not only be used for most business expenses but it is also one of the best ways to quickly establish and build a company’s credit profile and reduce the exposure to the owner’s personal credit. Additionally, it can offer a safety net for business owners when they need it most. According to statistics, 44% of business owners had less than three months of a cash reserve in cash of an emergency. Business credit cards can allow a peace of mind when you need it most

Funds can be used for expansion, equipment, advertising, and most any other business expense. Plus, credit cards will not require weeks of paperwork like traditional funding. So why Business Credit Funds? There are many reasons but the main one is simple…We’ll get you tens of thousands more than if you go it alone.’

Why Choose Business Credit Funds?

At Business Credit Funds, we don’t just help you get approved for business credit cards—we maximize your funding potential. Our team of experts will secure 3 to 5 times more funding than if you were to apply on your own. We understand the nuances of business credit and leverage our expertise to ensure you receive the highest credit limits at the most favorable terms.

Secure Up to $250K in Business Funding—Fast

Why wait? We help businesses access up to $250,000 in funding using proven financial strategies.

715 + credit score

No late payments

20% or less utilization

2-3 inquiries max per bureau

No bankruptcy

No repossessions

No collections

No charge offs

3to 6 primary accounts

3 + years of credit history

We’ve already helped our clients secure over $10M in funding—and you could be next.

Business Credit Services

About Us

With over 22 years of experience as a Multi-Venture Entrepreneur, our founder knows firsthand the challenges of starting and sustaining a business—especially when financial resources seem out of reach. Her journey began with the dream of building a successful business but was met with the harsh reality of limited funding options and countless roadblocks. It was this experience that ignited her passion to help others navigate similar challenges. At Business Credit Funds, we are dedicated to empowering individuals and communities by providing accessible financial solutions and education. Our mission is to bridge the gap for aspiring entrepreneurs and established businesses alike, helping them access the capital and resources they need to grow and thrive.

For over 15 years, Business Credit Funds has been committed to simplifying complex financial concepts and offering straightforward solutions that empower clients to achieve financial freedom. We understand that every financial journey is unique, and we take pride in crafting customized strategies that align with each client’s vision and goals.

Featured Partners

Michele Anne Cameron - Fletcher - Caston

CEO /Lending Director, BCW Agency

“The team at Business Credit Funds consistently delivers outstanding results for the clients I refer to them. With over 15 years in the business finance industry, I know how rare it is to find a group as knowledgeable and dedicated as they are. I specialize in securing funding for deals that traditional banks reject, but when I encounter challenges or need additional capital solutions for my clients, Business Credit Funds is my go-to partner.”

Eboni Johnson

CEO, E. Johnson Technologies LLC.

“We’ve been working with Business Credit Funds for several years, and during that time, we’ve come to trust their exceptional results, industry expertise, and transparency. As a broker and syndicator, our reputation is everything. Partnering with a firm like Business Credit Funds not only guarantees that our clients receive top-tier service but also reinforces the integrity and credibility we value in this industry.”